406-672-8675 | ASK ME ABOUT OUR RETURN OF PREMIUM BENEFIT!

Products

Insurance Products

There are many advantages to having a Family Heritage supplemental health insurance plan through BIG SKY ASSET INSURANCE.
 

  • Our Products (Supplemental Health Insurance) are the “LIVING INSURANCE”, which may help keep you, your family, and/or your business “in business” to help avoid debt and bankruptcy, due to unexpected Illness or Accidental Injury.
  • Ca$h Benefits can be paid DIRECTLY TO YOU, unless you instruct us otherwise.
  • Ca$h Benefits are paid IN ADDITION to any and all other insurance you might own
  • Insurance Coverage is GUARANTEED RENEWABLE for life, if your premiums are paid on time. Only you can cancel the policy.
  • Premiums DO NOT INCREASE with age or due to claims.
  • All Policies have NO CAPS on the amount of benefits you receive or the number of claims you can have.
  • TRAVEL & LODGING BENEFITS can pay for Patient, and Spouse, or Child Patient and Both Parents to travel by Plane, Train, Bus, or Mileage Reimbursement so the patient can be treated in any US hospital.
  • All Customer Service and Claims PHONE CALLS ARE ALWAYS ANSWERED BY A “LIVE” PERSON in the United States. You’ll never have to speak to an automated system.

 
We proudly offer Family Heritage Insurance Products that help cover the costs associated with various illnesses and accidental injuries.

family heritageWe are a licensed insurance agency selling the Excellent Supplemental products provided by Family Heritage Life. Our main goal is to provide insurance protection to businesses and individuals, to help them avoid debt or bankruptcy should the unexpected happen.

Return of Premium

Our Return of Premium Benefit, offered on most of our products, is a game changer in the insurance industry. If you keep your policy in force for the number of years as specified in your policy, and if you pay all your premiums, you will receive all your money back, minus the total amount of claims that have been paid to you.

NOTE: This insurance may not be available in all states and where available, benefits will vary.

Please see your Family Heritage Life Representative for cost and complete details including any exclusions and limitations that may affect your benefits.

Cancer Insurance
  • Provides protection against both Internal and Skin Cancer with cash benefits when you or a family member has been diagnosed with cancer.
  • Many other cash benefits are provided to you during the treatment of your cancer, including excellent travel and lodging benefits for patient and family members to allow for treatment in any US hospital.
  • Multiple benefit levels to choose from for protection to match any family’s budget.
Accident/Personal Injury Insurance
  • While you can’t predict Accidents, we can provide insurance coverage to help you pay for the cost of lost income and other expenses associated with Accidents/Personal Injuries.
  • Cash benefits are paid directly to you when you or a family member suffer an unexpected Accidental Injury.
  • Multiple benefit levels to choose from for protection to match any family’s budget.
Intensive Care Insurance
  • Our ICU insurance policies are not disease specific, so cash benefits are paid directly to you when you are confined to the Intensive Care Unit for any covered Accident or Sickness.
  • Some of the major benefits included are: Cash benefit per day in the ICU, Vehicle Accident Double Benefit, Step Down Unit, Ambulance, Accidental Death.
Hospital Confinement Insurance
  • Pays cash benefit for each day you are confined to a Hospital. Not available in all states.
Heart and Stroke Insurance
  • Provides protection against Heart Attack, Stroke, or Heart Disease. Cash benefits paid directly to you or a family member when diagnosed.
  • Many other cash benefits are provided to you during the treatment of your Heart/Stroke condition, including excellent travel and lodging benefits for patient and family members to allow for treatment in any US hospital.
  • Multiple benefit levels to choose from for protection to match any family’s budget.
Life Insurance
  • In the event of an unexpected death, our Life Insurance Products are designed to help protect your family against financial burden.
  • Policies provide a piece of mind to your family, so you can life your daily lives normally.

How do I get started? Contact Bart Skinner at:
406-672-8675 or bart@bigskyassetinsurance.com